Call reports 2007
FIRST STATE BANK OF ST. PETER — 2007
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 22,268,000 | 21,809,000 | 22,635,000 | 22,671,000 |
| Total loans | 9,164,000 | 9,517,000 | 9,186,000 | 9,706,000 |
| Allowance for loan losses | 90,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 9,104,000 | 8,091,000 | 8,337,000 | 7,877,000 |
| Securities held to maturity | 2,674,000 | 2,569,000 | 2,939,000 | 3,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,676,000 | 18,158,000 | 18,903,000 | 18,847,000 |
| Interest-bearing deposits | 15,474,000 | 15,101,000 | 15,475,000 | 15,553,000 |
| Noninterest-bearing deposits | 3,202,000 | 3,057,000 | 3,428,000 | 3,294,000 |
| Equity capital | 3,357,000 | 3,328,000 | 3,463,000 | 3,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 334,000 | 672,000 | 1,021,000 | 1,380,000 |
| Interest expense | 119,000 | 239,000 | 360,000 | 480,000 |
| Net interest income | 215,000 | 433,000 | 661,000 | 900,000 |
| Noninterest income | 13,000 | 34,000 | 47,000 | 68,000 |
| Noninterest expense | 156,000 | 308,000 | 459,000 | 617,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 162,000 | 255,000 | 360,000 |
| Income tax | 7,000 | 31,000 | 49,000 | 88,000 |
| Net income | 65,000 | 131,000 | 206,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,377,000 | 3,383,000 | 3,457,000 | 3,464,000 |
| Total capital | 3,467,000 | 3,465,000 | 3,539,000 | 3,546,000 |
| Risk-weighted assets | 11,565,000 | 11,827,000 | 11,826,000 | 12,162,000 |