Call reports 2006
FIRST STATE BANK OF ST. PETER — 2006
What FIRST STATE BANK OF ST. PETER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 22,502,000 | 22,649,000 | 22,294,000 | 21,885,000 |
| Total loans | 9,059,000 | 9,508,000 | 9,458,000 | 9,269,000 |
| Allowance for loan losses | 90,000 | 90,000 | 80,000 | 90,000 |
| Securities available for sale | 8,919,000 | 8,607,000 | 8,246,000 | 8,227,000 |
| Securities held to maturity | 3,163,000 | 3,354,000 | 3,147,000 | 2,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,107,000 | 17,790,000 | 17,660,000 | 18,224,000 |
| Interest-bearing deposits | 16,349,000 | 15,139,000 | 14,852,000 | 15,353,000 |
| Noninterest-bearing deposits | 2,758,000 | 2,651,000 | 2,808,000 | 2,871,000 |
| Equity capital | 3,210,000 | 3,192,000 | 3,345,000 | 3,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 646,000 | 983,000 | 1,316,000 |
| Interest expense | 100,000 | 207,000 | 326,000 | 442,000 |
| Net interest income | 218,000 | 439,000 | 657,000 | 874,000 |
| Noninterest income | 12,000 | 33,000 | 46,000 | 68,000 |
| Noninterest expense | 147,000 | 296,000 | 442,000 | 592,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 177,000 | 262,000 | 347,000 |
| Income tax | 8,000 | 26,000 | 47,000 | 72,000 |
| Net income | 75,000 | 151,000 | 215,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,104,000 | 3,052,000 | 3,396,000 | 3,396,000 |
| Total capital | 3,194,000 | 3,142,000 | 3,476,000 | 3,486,000 |
| Risk-weighted assets | 11,992,000 | 12,352,000 | 12,181,000 | 11,704,000 |