Call reports 2012
NEW ENGLAND BANK — 2012
What NEW ENGLAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 726,331,000 | 733,131,000 | 728,970,000 |
| Total loans | 557,943,000 | 565,517,000 | 561,156,000 |
| Allowance for loan losses | 5,697,000 | 5,815,000 | 5,593,000 |
| Securities available for sale | 61,587,000 | 58,074,000 | 53,190,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 586,085,000 | 591,220,000 | 586,423,000 |
| Interest-bearing deposits | 513,360,000 | 516,431,000 | 516,004,000 |
| Noninterest-bearing deposits | 72,725,000 | 74,789,000 | 70,419,000 |
| Equity capital | 72,255,000 | 73,747,000 | 74,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 8,066,000 | 16,031,000 | 23,894,000 |
| Interest expense | 2,329,000 | 4,531,000 | 6,664,000 |
| Net interest income | 5,737,000 | 11,500,000 | 17,230,000 |
| Noninterest income | 623,000 | 1,270,000 | 1,971,000 |
| Noninterest expense | 4,466,000 | 8,642,000 | 12,995,000 |
| Provision for loan losses | 363,000 | 723,000 | 1,086,000 |
| Pretax income | 1,594,000 | 3,666,000 | 5,576,000 |
| Income tax | 390,000 | 1,130,000 | 1,825,000 |
| Net income | 1,204,000 | 2,536,000 | 3,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 54,097,000 | 55,519,000 | 56,816,000 |
| Total capital | 59,794,000 | 61,334,000 | 62,409,000 |
| Risk-weighted assets | 528,687,000 | 537,109,000 | 540,480,000 |