Call reports 2011
NEW ENGLAND BANK — 2011
What NEW ENGLAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 681,959,000 | 709,000,000 | 713,462,000 | 724,534,000 |
| Total loans | 532,281,000 | 533,670,000 | 544,709,000 | 554,018,000 |
| Allowance for loan losses | 5,686,000 | 5,597,000 | 6,084,000 | 5,578,000 |
| Securities available for sale | 59,276,000 | 56,994,000 | 57,832,000 | 59,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,968,000 | 566,370,000 | 570,133,000 | 582,388,000 |
| Interest-bearing deposits | 482,382,000 | 505,361,000 | 506,571,000 | 512,477,000 |
| Noninterest-bearing deposits | 61,586,000 | 61,009,000 | 63,562,000 | 69,912,000 |
| Equity capital | 70,953,000 | 72,167,000 | 69,295,000 | 71,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,140,000 | 16,283,000 | 24,462,000 | 32,660,000 |
| Interest expense | 2,505,000 | 5,034,000 | 7,517,000 | 9,984,000 |
| Net interest income | 5,635,000 | 11,249,000 | 16,945,000 | 22,676,000 |
| Noninterest income | 273,000 | 725,000 | 1,325,000 | 3,129,000 |
| Noninterest expense | 4,630,000 | 9,165,000 | 13,462,000 | 18,005,000 |
| Provision for loan losses | 347,000 | 707,000 | 1,222,000 | 1,585,000 |
| Pretax income | 999,000 | 2,233,000 | 3,801,000 | 6,494,000 |
| Income tax | 263,000 | 688,000 | 1,264,000 | 2,256,000 |
| Net income | 736,000 | 1,545,000 | 2,537,000 | 4,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,693,000 | 53,448,000 | 50,215,000 | 52,805,000 |
| Total capital | 58,379,000 | 59,045,000 | 56,299,000 | 58,383,000 |
| Risk-weighted assets | 481,302,000 | 484,766,000 | 502,793,000 | 517,964,000 |