Call reports 2010
NEW ENGLAND BANK — 2010
What NEW ENGLAND BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 673,446,000 | 691,557,000 | 690,028,000 | 676,734,000 |
| Total loans | 520,130,000 | 528,704,000 | 521,250,000 | 525,824,000 |
| Allowance for loan losses | 4,625,000 | 4,838,000 | 5,413,000 | 5,477,000 |
| Securities available for sale | 63,979,000 | 62,641,000 | 59,148,000 | 59,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,553,000 | 527,750,000 | 535,954,000 | 537,009,000 |
| Interest-bearing deposits | 465,399,000 | 474,592,000 | 482,214,000 | 478,611,000 |
| Noninterest-bearing deposits | 54,154,000 | 53,158,000 | 53,740,000 | 58,398,000 |
| Equity capital | 67,514,000 | 68,466,000 | 69,578,000 | 69,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,351,000 | 16,832,000 | 25,284,000 | 33,479,000 |
| Interest expense | 3,035,000 | 5,915,000 | 8,798,000 | 11,533,000 |
| Net interest income | 5,316,000 | 10,917,000 | 16,486,000 | 21,946,000 |
| Noninterest income | 350,000 | 810,000 | 1,705,000 | 2,149,000 |
| Noninterest expense | 4,119,000 | 8,416,000 | 12,973,000 | 17,128,000 |
| Provision for loan losses | 1,043,000 | 1,701,000 | 2,350,000 | 2,708,000 |
| Pretax income | 863,000 | 2,017,000 | 3,436,000 | 4,877,000 |
| Income tax | 95,000 | 516,000 | 1,027,000 | 1,535,000 |
| Net income | 768,000 | 1,501,000 | 2,409,000 | 3,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,523,000 | 48,456,000 | 50,138,000 | 51,860,000 |
| Total capital | 52,148,000 | 53,294,000 | 55,551,000 | 57,337,000 |
| Risk-weighted assets | 468,031,000 | 461,405,000 | 460,627,000 | 473,933,000 |