Call reports 2009
NEW ENGLAND BANK — 2009
What NEW ENGLAND BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 245,097,000 | 673,369,000 | 671,152,000 | 671,333,000 |
| Total loans | 186,568,000 | 495,394,000 | 494,286,000 | 490,417,000 |
| Allowance for loan losses | 4,204,000 | 6,452,000 | 4,145,000 | 4,354,000 |
| Securities available for sale | 27,969,000 | 63,471,000 | 65,083,000 | 73,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,135,000 | 518,328,000 | 521,962,000 | 522,580,000 |
| Interest-bearing deposits | 175,261,000 | 467,394,000 | 471,014,000 | 471,191,000 |
| Noninterest-bearing deposits | 18,874,000 | 50,933,000 | 50,948,000 | 51,389,000 |
| Equity capital | 36,278,000 | 64,502,000 | 65,642,000 | 66,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,088,000 | 14,582,000 | 22,918,000 | 31,347,000 |
| Interest expense | 1,366,000 | 6,703,000 | 10,316,000 | 13,630,000 |
| Net interest income | 1,722,000 | 7,879,000 | 12,602,000 | 17,717,000 |
| Noninterest income | 309,000 | 1,122,000 | 1,599,000 | 2,034,000 |
| Noninterest expense | 1,507,000 | 7,699,000 | 11,788,000 | 15,932,000 |
| Provision for loan losses | 1,898,000 | 2,737,000 | 3,441,000 | 4,064,000 |
| Pretax income | -1,419,000 | -1,408,000 | -985,000 | 200,000 |
| Income tax | -517,000 | -720,000 | -612,000 | -332,000 |
| Net income | -902,000 | -688,000 | -373,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,385,000 | 46,598,000 | 46,783,000 | 48,004,000 |
| Total capital | 22,882,000 | 52,348,000 | 50,928,000 | 52,358,000 |
| Risk-weighted assets | 198,018,000 | 459,304,000 | 451,792,000 | 455,950,000 |