Call reports 2007
NEW ENGLAND BANK — 2007
What NEW ENGLAND BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 184,896,000 | 188,503,000 | 220,862,000 | 225,093,000 |
| Total loans | 137,243,000 | 142,761,000 | 147,044,000 | 159,289,000 |
| Allowance for loan losses | 1,958,000 | 1,968,000 | 2,030,000 | 1,944,000 |
| Securities available for sale | 27,727,000 | 26,771,000 | 32,771,000 | 32,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,013,000 | 168,404,000 | 175,643,000 | 177,182,000 |
| Interest-bearing deposits | 143,290,000 | 146,040,000 | 152,577,000 | 155,646,000 |
| Noninterest-bearing deposits | 21,724,000 | 22,364,000 | 23,066,000 | 21,536,000 |
| Equity capital | 14,323,000 | 14,332,000 | 41,527,000 | 39,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,983,000 | 6,012,000 | 9,359,000 | 12,808,000 |
| Interest expense | 1,477,000 | 2,976,000 | 4,540,000 | 6,188,000 |
| Net interest income | 1,506,000 | 3,036,000 | 4,819,000 | 6,620,000 |
| Noninterest income | 156,000 | 341,000 | 488,000 | 722,000 |
| Noninterest expense | 1,541,000 | 3,083,000 | 4,675,000 | 6,167,000 |
| Provision for loan losses | 99,000 | 209,000 | 278,000 | 286,000 |
| Pretax income | 22,000 | 85,000 | 354,000 | 832,000 |
| Income tax | 7,000 | 0 | 131,000 | 301,000 |
| Net income | 15,000 | 85,000 | 223,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,464,000 | 14,534,000 | 25,504,000 | 23,923,000 |
| Total capital | 16,279,000 | 16,417,000 | 27,491,000 | 25,867,000 |
| Risk-weighted assets | 145,053,000 | 150,544,000 | 158,930,000 | 164,883,000 |