Call reports 2006
NEW ENGLAND BANK — 2006
What NEW ENGLAND BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 161,928,000 | 168,299,000 | 184,630,000 | 192,877,000 |
| Total loans | 118,267,000 | 126,588,000 | 130,718,000 | 135,569,000 |
| Allowance for loan losses | 1,625,000 | 1,690,000 | 1,777,000 | 1,860,000 |
| Securities available for sale | 29,128,000 | 27,892,000 | 30,402,000 | 29,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,621,000 | 142,042,000 | 162,567,000 | 166,953,000 |
| Interest-bearing deposits | 115,057,000 | 122,088,000 | 142,786,000 | 146,702,000 |
| Noninterest-bearing deposits | 17,564,000 | 19,955,000 | 19,781,000 | 20,251,000 |
| Equity capital | 13,218,000 | 13,421,000 | 13,915,000 | 14,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,378,000 | 4,886,000 | 7,758,000 | 10,768,000 |
| Interest expense | 924,000 | 1,929,000 | 3,230,000 | 4,697,000 |
| Net interest income | 1,454,000 | 2,957,000 | 4,528,000 | 6,071,000 |
| Noninterest income | 85,000 | 192,000 | 330,000 | 492,000 |
| Noninterest expense | 934,000 | 1,957,000 | 3,107,000 | 4,350,000 |
| Provision for loan losses | 75,000 | 150,000 | 238,000 | 321,000 |
| Pretax income | 444,000 | 956,000 | 1,427,000 | 1,807,000 |
| Income tax | 176,000 | 380,000 | 556,000 | 681,000 |
| Net income | 268,000 | 576,000 | 871,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,645,000 | 13,959,000 | 14,253,000 | 14,449,000 |
| Total capital | 15,154,000 | 15,561,000 | 15,981,000 | 16,279,000 |
| Risk-weighted assets | 120,608,000 | 128,071,000 | 138,185,000 | 146,377,000 |