Call reports 2025
RIVERVIEW BANK — 2025
What RIVERVIEW BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,511,054,000 | 1,514,435,000 | 1,507,319,000 | 1,509,890,000 |
| Total loans | 1,062,460,000 | 1,068,080,000 | 1,070,191,000 | 1,085,166,000 |
| Allowance for loan losses | 15,374,000 | 15,426,000 | 15,427,000 | 15,281,000 |
| Securities available for sale | 119,435,000 | 118,777,000 | 118,447,000 | 118,506,000 |
| Securities held to maturity | 203,080,000 | 197,478,000 | 192,759,000 | 183,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,239,534,000 | 1,216,471,000 | 1,244,117,000 | 1,239,095,000 |
| Interest-bearing deposits | 917,094,000 | 903,367,000 | 920,173,000 | 941,771,000 |
| Noninterest-bearing deposits | 322,440,000 | 313,104,000 | 323,944,000 | 297,324,000 |
| Equity capital | 178,808,000 | 181,494,000 | 183,005,000 | 184,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,495,000 | 29,878,000 | 45,258,000 | 61,232,000 |
| Interest expense | 4,841,000 | 9,914,000 | 15,041,000 | 20,020,000 |
| Net interest income | 9,654,000 | 19,964,000 | 30,217,000 | 41,212,000 |
| Noninterest income | 3,726,000 | 7,164,000 | 10,966,000 | 14,427,000 |
| Noninterest expense | 11,424,000 | 23,123,000 | 35,342,000 | 47,451,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,956,000 | 4,005,000 | 5,841,000 | 8,005,000 |
| Income tax | 409,000 | 846,000 | 1,228,000 | 1,682,000 |
| Net income | 1,547,000 | 3,159,000 | 4,613,000 | 6,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,891,000 | 166,514,000 | 166,591,000 | 167,323,000 |
| Total capital | 178,452,000 | 180,140,000 | 180,261,000 | 181,201,000 |
| Risk-weighted assets | 1,082,811,000 | 1,087,955,000 | 1,091,575,000 | 1,108,506,000 |