Call reports 2024
RIVERVIEW BANK — 2024
What RIVERVIEW BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,519,295,000 | 1,535,809,000 | 1,545,711,000 | 1,506,100,000 |
| Total loans | 1,024,012,000 | 1,045,066,000 | 1,060,977,000 | 1,045,110,000 |
| Allowance for loan losses | 15,364,000 | 15,364,000 | 15,466,000 | 15,352,000 |
| Securities available for sale | 143,197,000 | 137,371,000 | 132,953,000 | 124,874,000 |
| Securities held to maturity | 229,511,000 | 225,817,000 | 221,991,000 | 212,295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,241,822,000 | 1,229,537,000 | 1,246,826,000 | 1,226,157,000 |
| Interest-bearing deposits | 882,584,000 | 880,402,000 | 896,384,000 | 906,164,000 |
| Noninterest-bearing deposits | 359,238,000 | 349,135,000 | 350,442,000 | 319,993,000 |
| Equity capital | 171,390,000 | 172,133,000 | 177,422,000 | 176,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,291,000 | 28,689,000 | 43,632,000 | 58,763,000 |
| Interest expense | 5,203,000 | 10,248,000 | 15,712,000 | 20,951,000 |
| Net interest income | 9,088,000 | 18,441,000 | 27,920,000 | 37,812,000 |
| Noninterest income | 3,125,000 | 6,594,000 | 10,446,000 | 13,727,000 |
| Noninterest expense | 13,164,000 | 24,231,000 | 34,954,000 | 46,090,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | -3,680,000 | -1,884,000 | 674,000 | 2,711,000 |
| Income tax | -1,086,000 | -708,000 | -160,000 | 283,000 |
| Net income | -2,594,000 | -1,176,000 | 834,000 | 2,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,197,000 | 161,215,000 | 162,824,000 | 164,019,000 |
| Total capital | 173,520,000 | 174,740,000 | 176,525,000 | 177,521,000 |
| Risk-weighted assets | 1,063,496,000 | 1,079,890,000 | 1,094,050,000 | 1,078,060,000 |