Call reports 2023
RIVERVIEW BANK — 2023
What RIVERVIEW BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,587,755,000 | 1,581,229,000 | 1,581,919,000 | 1,588,481,000 |
| Total loans | 1,008,856,000 | 1,004,407,000 | 1,015,625,000 | 1,018,199,000 |
| Allowance for loan losses | 15,309,000 | 15,343,000 | 15,346,000 | 15,361,000 |
| Securities available for sale | 211,499,000 | 204,319,000 | 193,984,000 | 196,461,000 |
| Securities held to maturity | 243,843,000 | 239,853,000 | 236,018,000 | 232,660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,271,949,000 | 1,252,038,000 | 1,247,672,000 | 1,228,284,000 |
| Interest-bearing deposits | 860,283,000 | 861,489,000 | 863,986,000 | 868,146,000 |
| Noninterest-bearing deposits | 411,666,000 | 390,549,000 | 383,686,000 | 360,138,000 |
| Equity capital | 175,833,000 | 172,335,000 | 172,014,000 | 175,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,980,000 | 27,940,000 | 41,977,000 | 56,255,000 |
| Interest expense | 1,657,000 | 4,762,000 | 8,409,000 | 12,814,000 |
| Net interest income | 12,323,000 | 23,178,000 | 33,568,000 | 43,441,000 |
| Noninterest income | 2,802,000 | 6,100,000 | 9,430,000 | 12,472,000 |
| Noninterest expense | 9,879,000 | 19,836,000 | 29,893,000 | 40,397,000 |
| Provision for loan losses | 750,000 | 750,000 | 750,000 | 750,000 |
| Pretax income | 4,496,000 | 8,692,000 | 12,355,000 | 14,766,000 |
| Income tax | 1,176,000 | 2,115,000 | 2,920,000 | 3,424,000 |
| Net income | 3,320,000 | 6,577,000 | 9,435,000 | 11,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,688,000 | 165,459,000 | 168,344,000 | 165,277,000 |
| Total capital | 180,001,000 | 178,777,000 | 181,812,000 | 178,703,000 |
| Risk-weighted assets | 1,062,664,000 | 1,063,086,000 | 1,075,239,000 | 1,071,780,000 |