Call reports 2022
RIVERVIEW BANK — 2022
What RIVERVIEW BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,739,030,000 | 1,696,924,000 | 1,683,600,000 | 1,597,455,000 |
| Total loans | 990,408,000 | 1,012,465,000 | 1,011,008,000 | 1,016,513,000 |
| Allowance for loan losses | 14,523,000 | 14,559,000 | 14,552,000 | 14,558,000 |
| Securities available for sale | 165,782,000 | 181,697,000 | 213,708,000 | 211,706,000 |
| Securities held to maturity | 253,100,000 | 256,002,000 | 251,017,000 | 247,147,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,546,411,000 | 1,506,923,000 | 1,497,663,000 | 1,374,114,000 |
| Interest-bearing deposits | 1,039,054,000 | 1,020,052,000 | 986,583,000 | 894,220,000 |
| Noninterest-bearing deposits | 507,357,000 | 486,871,000 | 511,080,000 | 479,894,000 |
| Equity capital | 173,221,000 | 171,132,000 | 166,791,000 | 171,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,407,000 | 25,633,000 | 39,731,000 | 54,197,000 |
| Interest expense | 324,000 | 646,000 | 1,014,000 | 1,359,000 |
| Net interest income | 12,083,000 | 24,987,000 | 38,717,000 | 52,838,000 |
| Noninterest income | 2,978,000 | 6,097,000 | 9,232,000 | 12,169,000 |
| Noninterest expense | 10,097,000 | 19,832,000 | 29,611,000 | 39,418,000 |
| Provision for loan losses | -650,000 | -650,000 | -650,000 | -650,000 |
| Pretax income | 5,614,000 | 11,902,000 | 18,988,000 | 26,239,000 |
| Income tax | 1,312,000 | 2,749,000 | 4,379,000 | 6,050,000 |
| Net income | 4,298,000 | 9,147,000 | 14,601,000 | 20,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,602,000 | 158,480,000 | 161,730,000 | 165,339,000 |
| Total capital | 168,487,000 | 171,655,000 | 175,027,000 | 178,726,000 |
| Risk-weighted assets | 1,028,807,000 | 1,052,163,000 | 1,062,044,000 | 1,069,310,000 |