Call reports 2021
RIVERVIEW BANK — 2021
What RIVERVIEW BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,548,103,000 | 1,616,264,000 | 1,715,497,000 | 1,682,237,000 |
| Total loans | 943,235,000 | 889,479,000 | 914,532,000 | 962,223,000 |
| Allowance for loan losses | 19,178,000 | 17,590,000 | 16,500,000 | 15,173,000 |
| Securities available for sale | 216,304,000 | 268,853,000 | 278,224,000 | 182,303,000 |
| Securities held to maturity | 39,574,000 | 39,225,000 | 72,109,000 | 212,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,356,984,000 | 1,423,933,000 | 1,517,789,000 | 1,484,452,000 |
| Interest-bearing deposits | 910,960,000 | 969,174,000 | 1,016,818,000 | 1,004,936,000 |
| Noninterest-bearing deposits | 446,024,000 | 454,759,000 | 500,971,000 | 479,516,000 |
| Equity capital | 168,064,000 | 173,652,000 | 176,914,000 | 179,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,243,000 | 24,239,000 | 36,817,000 | 49,392,000 |
| Interest expense | 516,000 | 998,000 | 1,439,000 | 1,781,000 |
| Net interest income | 11,727,000 | 23,241,000 | 35,378,000 | 47,611,000 |
| Noninterest income | 2,792,000 | 6,339,000 | 10,368,000 | 13,491,000 |
| Noninterest expense | 9,937,000 | 19,060,000 | 27,750,000 | 37,017,000 |
| Provision for loan losses | 0 | -1,600,000 | -2,700,000 | -3,975,000 |
| Pretax income | 4,582,000 | 12,120,000 | 20,696,000 | 28,060,000 |
| Income tax | 1,015,000 | 2,641,000 | 4,622,000 | 6,326,000 |
| Net income | 3,565,000 | 9,475,000 | 16,066,000 | 21,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,529,000 | 144,969,000 | 149,591,000 | 153,273,000 |
| Total capital | 151,555,000 | 156,221,000 | 161,226,000 | 165,700,000 |
| Risk-weighted assets | 873,488,000 | 893,433,000 | 925,494,000 | 991,057,000 |