Call reports 2020
RIVERVIEW BANK — 2020
What RIVERVIEW BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,180,610,000 | 1,376,514,000 | 1,423,927,000 | 1,434,905,000 |
| Total loans | 911,783,000 | 1,002,720,000 | 975,175,000 | 931,468,000 |
| Allowance for loan losses | 12,624,000 | 17,076,000 | 18,866,000 | 19,192,000 |
| Securities available for sale | 148,291,000 | 137,749,000 | 126,273,000 | 153,219,000 |
| Securities held to maturity | 28,000 | 26,000 | 24,000 | 33,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,001,733,000 | 1,167,155,000 | 1,210,523,000 | 1,247,013,000 |
| Interest-bearing deposits | 717,994,000 | 782,373,000 | 813,563,000 | 843,908,000 |
| Noninterest-bearing deposits | 283,739,000 | 384,782,000 | 396,960,000 | 403,105,000 |
| Equity capital | 165,130,000 | 166,472,000 | 166,173,000 | 168,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,407,000 | 25,296,000 | 37,323,000 | 49,719,000 |
| Interest expense | 980,000 | 1,897,000 | 2,620,000 | 3,225,000 |
| Net interest income | 11,427,000 | 23,399,000 | 34,703,000 | 46,494,000 |
| Noninterest income | 2,901,000 | 5,531,000 | 8,354,000 | 11,130,000 |
| Noninterest expense | 8,901,000 | 18,189,000 | 27,045,000 | 36,159,000 |
| Provision for loan losses | 1,250,000 | 5,750,000 | 7,550,000 | 7,550,000 |
| Pretax income | 4,177,000 | 4,991,000 | 8,462,000 | 13,915,000 |
| Income tax | 1,032,000 | 1,174,000 | 1,929,000 | 3,178,000 |
| Net income | 3,142,000 | 3,811,000 | 6,525,000 | 10,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,196,000 | 135,910,000 | 135,670,000 | 138,418,000 |
| Total capital | 145,949,000 | 146,521,000 | 146,207,000 | 149,133,000 |
| Risk-weighted assets | 857,874,000 | 841,898,000 | 834,142,000 | 848,247,000 |