Call reports 2019
RIVERVIEW BANK — 2019
What RIVERVIEW BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,155,539,000 | 1,164,375,000 | 1,172,180,000 | 1,183,273,000 |
| Total loans | 877,024,000 | 887,976,000 | 881,626,000 | 886,534,000 |
| Allowance for loan losses | 11,457,000 | 11,442,000 | 11,436,000 | 11,433,000 |
| Securities available for sale | 178,226,000 | 170,762,000 | 163,682,000 | 155,756,000 |
| Securities held to maturity | 35,000 | 33,000 | 31,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 930,384,000 | 926,656,000 | 991,642,000 | 997,460,000 |
| Interest-bearing deposits | 640,300,000 | 641,924,000 | 683,203,000 | 710,894,000 |
| Noninterest-bearing deposits | 290,084,000 | 284,732,000 | 308,439,000 | 286,566,000 |
| Equity capital | 155,041,000 | 161,667,000 | 161,695,000 | 165,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,944,000 | 25,613,000 | 38,616,000 | 51,506,000 |
| Interest expense | 599,000 | 1,364,000 | 2,218,000 | 3,203,000 |
| Net interest income | 12,345,000 | 24,249,000 | 36,398,000 | 48,303,000 |
| Noninterest income | 2,639,000 | 5,765,000 | 9,009,000 | 12,140,000 |
| Noninterest expense | 9,036,000 | 18,286,000 | 27,445,000 | 36,776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,948,000 | 11,728,000 | 17,962,000 | 23,697,000 |
| Income tax | 1,439,000 | 2,739,000 | 4,167,000 | 5,519,000 |
| Net income | 4,509,000 | 8,989,000 | 13,795,000 | 18,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,671,000 | 134,202,000 | 133,559,000 | 138,002,000 |
| Total capital | 140,062,000 | 144,749,000 | 143,999,000 | 148,532,000 |
| Risk-weighted assets | 829,740,000 | 842,420,000 | 833,778,000 | 841,073,000 |