Call reports 2018
RIVERVIEW BANK — 2018
What RIVERVIEW BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,150,652,000 | 1,139,399,000 | 1,147,224,000 | 1,150,040,000 |
| Total loans | 811,586,000 | 826,586,000 | 849,842,000 | 868,637,000 |
| Allowance for loan losses | 10,766,000 | 11,349,000 | 11,513,000 | 11,502,000 |
| Securities available for sale | 213,221,000 | 200,100,000 | 190,792,000 | 182,280,000 |
| Securities held to maturity | 42,000 | 40,000 | 38,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,003,431,000 | 991,166,000 | 990,835,000 | 949,708,000 |
| Interest-bearing deposits | 716,649,000 | 693,403,000 | 681,613,000 | 658,611,000 |
| Noninterest-bearing deposits | 286,782,000 | 297,763,000 | 309,222,000 | 291,097,000 |
| Equity capital | 136,497,000 | 138,480,000 | 141,973,000 | 148,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,483,000 | 23,949,000 | 36,553,000 | 49,069,000 |
| Interest expense | 330,000 | 653,000 | 955,000 | 1,297,000 |
| Net interest income | 11,153,000 | 23,296,000 | 35,598,000 | 47,772,000 |
| Noninterest income | 2,574,000 | 5,391,000 | 8,165,000 | 11,245,000 |
| Noninterest expense | 9,231,000 | 18,331,000 | 27,356,000 | 36,601,000 |
| Provision for loan losses | 0 | -200,000 | 50,000 | 50,000 |
| Pretax income | 4,496,000 | 10,556,000 | 16,357,000 | 22,366,000 |
| Income tax | 1,429,000 | 2,781,000 | 4,082,000 | 5,430,000 |
| Net income | 3,067,000 | 7,775,000 | 12,275,000 | 16,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,066,000 | 115,831,000 | 120,388,000 | 125,105,000 |
| Total capital | 123,061,000 | 125,954,000 | 130,740,000 | 135,484,000 |
| Risk-weighted assets | 798,354,000 | 808,066,000 | 826,462,000 | 828,711,000 |