Call reports 2017
RIVERVIEW BANK — 2017
What RIVERVIEW BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,132,893,000 | 1,124,026,000 | 1,146,695,000 | 1,127,535,000 |
| Total loans | 779,910,000 | 798,278,000 | 784,052,000 | 797,678,000 |
| Allowance for loan losses | 10,528,000 | 10,597,000 | 10,617,000 | 10,867,000 |
| Securities available for sale | 200,214,000 | 205,012,000 | 200,584,000 | 224,931,000 |
| Securities held to maturity | 64,000 | 54,000 | 46,000 | 44,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 987,186,000 | 980,974,000 | 998,301,000 | 980,040,000 |
| Interest-bearing deposits | 737,105,000 | 715,091,000 | 719,489,000 | 707,386,000 |
| Noninterest-bearing deposits | 250,081,000 | 265,883,000 | 278,812,000 | 272,654,000 |
| Equity capital | 129,947,000 | 133,192,000 | 135,889,000 | 135,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,180,000 | 21,416,000 | 33,013,000 | 44,657,000 |
| Interest expense | 358,000 | 725,000 | 1,081,000 | 1,424,000 |
| Net interest income | 9,822,000 | 20,691,000 | 31,932,000 | 43,233,000 |
| Noninterest income | 2,356,000 | 5,035,000 | 7,616,000 | 10,390,000 |
| Noninterest expense | 9,037,000 | 18,311,000 | 27,181,000 | 35,852,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,223,000 | 7,497,000 | 12,449,000 | 17,853,000 |
| Income tax | 1,040,000 | 2,480,000 | 4,200,000 | 7,878,000 |
| Net income | 2,183,000 | 5,017,000 | 8,249,000 | 9,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,411,000 | 106,133,000 | 108,941,000 | 109,743,000 |
| Total capital | 112,421,000 | 116,231,000 | 118,811,000 | 119,687,000 |
| Risk-weighted assets | 799,436,000 | 806,683,000 | 788,432,000 | 794,224,000 |