Call reports 2016
RIVERVIEW BANK — 2016
What RIVERVIEW BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 919,670,000 | 930,843,000 | 982,381,000 | 983,963,000 |
| Total loans | 625,322,000 | 630,271,000 | 651,928,000 | 666,021,000 |
| Allowance for loan losses | 9,885,000 | 9,960,000 | 10,063,000 | 10,289,000 |
| Securities available for sale | 150,690,000 | 163,683,000 | 152,251,000 | 207,271,000 |
| Securities held to maturity | 75,000 | 72,000 | 69,000 | 67,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 782,358,000 | 791,189,000 | 841,272,000 | 842,405,000 |
| Interest-bearing deposits | 600,661,000 | 603,104,000 | 616,683,000 | 638,311,000 |
| Noninterest-bearing deposits | 181,697,000 | 188,085,000 | 224,589,000 | 204,094,000 |
| Equity capital | 127,311,000 | 129,556,000 | 130,079,000 | 128,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,035,000 | 16,629,000 | 25,332,000 | 34,570,000 |
| Interest expense | 324,000 | 649,000 | 973,000 | 1,294,000 |
| Net interest income | 7,711,000 | 15,980,000 | 24,359,000 | 33,276,000 |
| Noninterest income | 2,116,000 | 4,464,000 | 7,142,000 | 9,443,000 |
| Noninterest expense | 7,646,000 | 15,582,000 | 24,071,000 | 32,036,000 |
| Provision for loan losses | -350,000 | -350,000 | -350,000 | -350,000 |
| Pretax income | 2,531,000 | 5,212,000 | 7,648,000 | 10,793,000 |
| Income tax | 1,036,000 | 1,917,000 | 2,570,000 | 3,618,000 |
| Net income | 1,495,000 | 3,295,000 | 5,078,000 | 7,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,046,000 | 99,657,000 | 100,939,000 | 103,173,000 |
| Total capital | 105,277,000 | 107,997,000 | 109,502,000 | 111,991,000 |
| Risk-weighted assets | 655,068,000 | 664,083,000 | 682,204,000 | 703,042,000 |