Call reports 2014
RIVERVIEW BANK — 2014
What RIVERVIEW BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 821,158,000 | 821,239,000 | 838,088,000 | 822,937,000 |
| Total loans | 534,512,000 | 547,788,000 | 553,139,000 | 579,823,000 |
| Allowance for loan losses | 12,551,000 | 12,281,000 | 12,001,000 | 11,701,000 |
| Securities available for sale | 101,970,000 | 119,962,000 | 140,310,000 | 118,366,000 |
| Securities held to maturity | 101,000 | 98,000 | 90,000 | 88,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,003,000 | 687,454,000 | 703,571,000 | 689,915,000 |
| Interest-bearing deposits | 561,430,000 | 552,095,000 | 557,521,000 | 545,141,000 |
| Noninterest-bearing deposits | 129,573,000 | 135,359,000 | 146,050,000 | 144,774,000 |
| Equity capital | 120,896,000 | 122,348,000 | 123,357,000 | 119,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,645,000 | 13,642,000 | 21,082,000 | 28,466,000 |
| Interest expense | 479,000 | 880,000 | 1,265,000 | 1,628,000 |
| Net interest income | 6,166,000 | 12,762,000 | 19,817,000 | 26,838,000 |
| Noninterest income | 1,633,000 | 3,323,000 | 5,347,000 | 7,328,000 |
| Noninterest expense | 7,301,000 | 14,596,000 | 22,250,000 | 29,908,000 |
| Provision for loan losses | -1,200,000 | -1,500,000 | -1,850,000 | -2,250,000 |
| Pretax income | 1,698,000 | 2,989,000 | 4,764,000 | 6,666,000 |
| Income tax | -13,732,000 | -13,289,000 | -12,704,000 | -12,062,000 |
| Net income | 15,411,000 | 16,241,000 | 17,415,000 | 18,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,850,000 | 85,707,000 | 88,007,000 | 84,468,000 |
| Total capital | 90,733,000 | 92,771,000 | 95,159,000 | 91,891,000 |
| Risk-weighted assets | 544,655,000 | 559,628,000 | 567,046,000 | 589,302,000 |