Call reports 2013
RIVERVIEW BANK — 2013
What RIVERVIEW BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 775,004,000 | 772,557,000 | 786,846,000 | 802,920,000 |
| Total loans | 536,843,000 | 526,647,000 | 524,714,000 | 519,828,000 |
| Allowance for loan losses | 15,643,000 | 13,697,000 | 13,696,000 | 14,048,000 |
| Securities available for sale | 6,647,000 | 20,658,000 | 39,605,000 | 54,323,000 |
| Securities held to maturity | 125,000 | 122,000 | 108,000 | 104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 664,783,000 | 660,249,000 | 673,782,000 | 689,707,000 |
| Interest-bearing deposits | 551,278,000 | 541,997,000 | 554,675,000 | 565,640,000 |
| Noninterest-bearing deposits | 113,505,000 | 118,252,000 | 119,107,000 | 124,067,000 |
| Equity capital | 102,280,000 | 104,095,000 | 105,031,000 | 105,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,069,000 | 14,115,000 | 21,015,000 | 27,935,000 |
| Interest expense | 594,000 | 1,165,000 | 1,722,000 | 2,260,000 |
| Net interest income | 6,475,000 | 12,950,000 | 19,293,000 | 25,675,000 |
| Noninterest income | -57,000 | 873,000 | 2,818,000 | 4,926,000 |
| Noninterest expense | 8,269,000 | 16,345,000 | 24,143,000 | 31,680,000 |
| Provision for loan losses | -3,600,000 | -6,100,000 | -6,100,000 | -6,100,000 |
| Pretax income | 1,749,000 | 3,578,000 | 4,068,000 | 5,021,000 |
| Income tax | 264,000 | 281,000 | 280,000 | 280,000 |
| Net income | 1,470,000 | 3,249,000 | 3,726,000 | 4,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,473,000 | 76,290,000 | 77,276,000 | 80,958,000 |
| Total capital | 81,227,000 | 82,939,000 | 83,911,000 | 87,588,000 |
| Risk-weighted assets | 531,164,000 | 524,659,000 | 523,484,000 | 522,731,000 |