Call reports 2012
RIVERVIEW BANK — 2012
What RIVERVIEW BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 851,553,000 | 812,992,000 | 807,782,000 | 792,762,000 |
| Total loans | 685,290,000 | 618,210,000 | 583,487,000 | 561,734,000 |
| Allowance for loan losses | 19,921,000 | 20,972,000 | 20,140,000 | 19,633,000 |
| Securities available for sale | 7,288,000 | 7,104,000 | 6,957,000 | 6,752,000 |
| Securities held to maturity | 664,000 | 655,000 | 164,000 | 129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 745,485,000 | 706,612,000 | 699,935,000 | 683,889,000 |
| Interest-bearing deposits | 627,573,000 | 573,662,000 | 562,566,000 | 554,090,000 |
| Noninterest-bearing deposits | 117,912,000 | 132,950,000 | 137,369,000 | 129,799,000 |
| Equity capital | 96,348,000 | 97,566,000 | 99,471,000 | 100,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,472,000 | 18,903,000 | 27,933,000 | 36,362,000 |
| Interest expense | 953,000 | 1,821,000 | 2,565,000 | 3,204,000 |
| Net interest income | 8,519,000 | 17,082,000 | 25,368,000 | 33,158,000 |
| Noninterest income | 1,111,000 | 2,681,000 | 4,350,000 | 6,002,000 |
| Noninterest expense | 7,365,000 | 14,914,000 | 22,424,000 | 30,665,000 |
| Provision for loan losses | 17,500,000 | 21,500,000 | 22,000,000 | 22,000,000 |
| Pretax income | -15,235,000 | -16,651,000 | -14,706,000 | -13,505,000 |
| Income tax | 579,000 | 594,000 | 596,000 | 602,000 |
| Net income | -15,836,000 | -17,285,000 | -15,355,000 | -14,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,354,000 | 73,625,000 | 70,645,000 | 72,443,000 |
| Total capital | 80,834,000 | 81,520,000 | 78,085,000 | 79,584,000 |
| Risk-weighted assets | 667,491,000 | 618,316,000 | 582,275,000 | 558,586,000 |