Call reports 2019
LEVEL ONE BANK — 2019
What LEVEL ONE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,454,158,000 | 1,502,901,000 | 1,506,142,000 | 1,582,399,000 |
| Total loans | 1,145,140,000 | 1,189,323,000 | 1,195,787,000 | 1,241,498,000 |
| Allowance for loan losses | 11,960,000 | 12,353,000 | 12,307,000 | 12,674,000 |
| Securities available for sale | 226,874,000 | 218,145,000 | 205,242,000 | 180,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,164,872,000 | 1,243,783,000 | 1,204,094,000 | 1,176,920,000 |
| Interest-bearing deposits | 858,246,000 | 911,698,000 | 872,473,000 | 809,543,000 |
| Noninterest-bearing deposits | 306,626,000 | 332,085,000 | 331,621,000 | 367,377,000 |
| Equity capital | 161,088,000 | 168,741,000 | 174,966,000 | 178,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 17,428,000 | 35,072,000 | 53,041,000 | 70,390,000 |
| Interest expense | 4,474,000 | 9,437,000 | 14,176,000 | 18,315,000 |
| Net interest income | 12,954,000 | 25,635,000 | 38,865,000 | 52,075,000 |
| Noninterest income | 2,293,000 | 5,763,000 | 9,469,000 | 13,036,000 |
| Noninterest expense | 10,349,000 | 21,590,000 | 32,778,000 | 44,030,000 |
| Provision for loan losses | 422,000 | 851,000 | 835,000 | 1,383,000 |
| Pretax income | 4,469,000 | 8,957,000 | 14,872,000 | 20,872,000 |
| Income tax | 797,000 | 1,600,000 | 2,693,000 | 3,819,000 |
| Net income | 3,672,000 | 7,357,000 | 12,179,000 | 17,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,295,000 | 155,148,000 | 160,141,000 | 165,199,000 |
| Total capital | 163,280,000 | 167,837,000 | 172,774,000 | 178,191,000 |
| Risk-weighted assets | 1,241,426,000 | 1,298,980,000 | 1,306,749,000 | 1,345,953,000 |