Call reports 2018
LEVEL ONE BANK — 2018
What LEVEL ONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,298,733,000 | 1,321,514,000 | 1,443,880,000 | 1,413,654,000 |
| Total loans | 1,053,225,000 | 1,049,780,000 | 1,124,391,000 | 1,132,160,000 |
| Allowance for loan losses | 11,506,000 | 11,465,000 | 11,890,000 | 11,566,000 |
| Securities available for sale | 160,349,000 | 196,047,000 | 199,051,000 | 204,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,119,881,000 | 1,083,157,000 | 1,143,665,000 | 1,149,776,000 |
| Interest-bearing deposits | 813,727,000 | 745,003,000 | 749,942,000 | 825,251,000 |
| Noninterest-bearing deposits | 306,154,000 | 338,154,000 | 393,723,000 | 324,525,000 |
| Equity capital | 122,090,000 | 146,203,000 | 148,777,000 | 155,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 14,771,000 | 30,147,000 | 46,771,000 | 63,798,000 |
| Interest expense | 2,397,000 | 5,109,000 | 8,413,000 | 12,385,000 |
| Net interest income | 12,374,000 | 25,038,000 | 38,358,000 | 51,413,000 |
| Noninterest income | 1,372,000 | 2,824,000 | 4,748,000 | 7,125,000 |
| Noninterest expense | 9,315,000 | 18,994,000 | 29,517,000 | 39,900,000 |
| Provision for loan losses | 554,000 | -156,000 | 463,000 | 412,000 |
| Pretax income | 3,877,000 | 9,024,000 | 13,126,000 | 18,155,000 |
| Income tax | 738,000 | 1,701,000 | 2,363,000 | 3,423,000 |
| Net income | 3,139,000 | 7,323,000 | 10,763,000 | 14,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,426,000 | 139,779,000 | 143,368,000 | 147,495,000 |
| Total capital | 126,935,000 | 151,263,000 | 155,288,000 | 159,100,000 |
| Risk-weighted assets | 1,096,343,000 | 1,130,673,000 | 1,194,593,000 | 1,217,329,000 |