Call reports 2017
LEVEL ONE BANK — 2017
What LEVEL ONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,169,231,000 | 1,203,122,000 | 1,264,469,000 | 1,299,901,000 |
| Total loans | 962,336,000 | 939,784,000 | 985,180,000 | 1,039,471,000 |
| Allowance for loan losses | 11,239,000 | 11,404,000 | 11,630,000 | 11,713,000 |
| Securities available for sale | 108,497,000 | 115,580,000 | 141,700,000 | 150,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 972,770,000 | 997,691,000 | 1,073,395,000 | 1,125,321,000 |
| Interest-bearing deposits | 695,642,000 | 663,998,000 | 751,263,000 | 795,459,000 |
| Noninterest-bearing deposits | 277,128,000 | 333,693,000 | 322,132,000 | 329,862,000 |
| Equity capital | 112,356,000 | 117,194,000 | 120,120,000 | 120,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 13,447,000 | 27,479,000 | 41,228,000 | 55,601,000 |
| Interest expense | 1,453,000 | 3,128,000 | 4,946,000 | 7,064,000 |
| Net interest income | 11,994,000 | 24,351,000 | 36,282,000 | 48,537,000 |
| Noninterest income | 1,380,000 | 3,107,000 | 4,692,000 | 6,294,000 |
| Noninterest expense | 8,542,000 | 17,049,000 | 25,979,000 | 35,236,000 |
| Provision for loan losses | 198,000 | 266,000 | 460,000 | 1,416,000 |
| Pretax income | 4,634,000 | 10,201,000 | 14,711,000 | 18,387,000 |
| Income tax | 1,632,000 | 3,490,000 | 4,937,000 | 7,408,000 |
| Net income | 3,002,000 | 6,711,000 | 9,774,000 | 10,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,425,000 | 107,247,000 | 110,518,000 | 111,782,000 |
| Total capital | 114,674,000 | 118,670,000 | 122,164,000 | 123,497,000 |
| Risk-weighted assets | 1,016,432,000 | 991,166,000 | 1,042,680,000 | 1,086,461,000 |