Call reports 2016
LEVEL ONE BANK — 2016
What LEVEL ONE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,041,595,000 | 1,041,235,000 | 1,103,254,000 | 1,125,890,000 |
| Total loans | 880,798,000 | 890,727,000 | 933,862,000 | 963,253,000 |
| Allowance for loan losses | 8,286,000 | 8,406,000 | 9,995,000 | 11,089,000 |
| Securities available for sale | 90,959,000 | 63,514,000 | 80,951,000 | 100,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 920,734,000 | 917,832,000 | 944,726,000 | 929,190,000 |
| Interest-bearing deposits | 642,211,000 | 624,931,000 | 664,543,000 | 644,145,000 |
| Noninterest-bearing deposits | 278,523,000 | 292,901,000 | 280,183,000 | 285,045,000 |
| Equity capital | 99,739,000 | 104,025,000 | 107,797,000 | 109,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,707,000 | 24,253,000 | 39,596,000 | 52,903,000 |
| Interest expense | 1,102,000 | 2,275,000 | 3,498,000 | 4,817,000 |
| Net interest income | 10,605,000 | 21,978,000 | 36,098,000 | 48,086,000 |
| Noninterest income | 1,052,000 | 2,502,000 | 4,183,000 | 5,481,000 |
| Noninterest expense | 9,357,000 | 16,725,000 | 24,209,000 | 32,055,000 |
| Provision for loan losses | 299,000 | 440,000 | 2,740,000 | 3,925,000 |
| Pretax income | 2,371,000 | 8,150,000 | 14,262,000 | 18,513,000 |
| Income tax | 1,103,000 | 3,105,000 | 5,186,000 | 6,578,000 |
| Net income | 1,268,000 | 5,045,000 | 9,076,000 | 11,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,453,000 | 93,328,000 | 97,456,000 | 100,579,000 |
| Total capital | 97,739,000 | 101,756,000 | 107,483,000 | 111,679,000 |
| Risk-weighted assets | 912,922,000 | 916,824,000 | 969,298,000 | 1,006,810,000 |