Call reports 2015
LEVEL ONE BANK — 2015
What LEVEL ONE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 843,357,000 | 881,779,000 | 907,347,000 | 923,502,000 |
| Total loans | 675,394,000 | 689,509,000 | 722,120,000 | 763,374,000 |
| Allowance for loan losses | 5,770,000 | 6,355,000 | 7,309,000 | 7,890,000 |
| Securities available for sale | 106,468,000 | 114,856,000 | 110,009,000 | 116,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 686,761,000 | 738,460,000 | 794,255,000 | 789,903,000 |
| Interest-bearing deposits | 506,267,000 | 545,044,000 | 576,471,000 | 567,572,000 |
| Noninterest-bearing deposits | 180,494,000 | 193,416,000 | 217,784,000 | 222,331,000 |
| Equity capital | 87,297,000 | 89,065,000 | 92,707,000 | 95,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,334,000 | 19,748,000 | 30,413,000 | 41,335,000 |
| Interest expense | 780,000 | 1,710,000 | 2,728,000 | 3,764,000 |
| Net interest income | 8,554,000 | 18,038,000 | 27,685,000 | 37,571,000 |
| Noninterest income | 4,023,000 | 5,049,000 | 6,070,000 | 6,934,000 |
| Noninterest expense | 6,570,000 | 12,431,000 | 18,466,000 | 24,675,000 |
| Provision for loan losses | -281,000 | 120,000 | 906,000 | 1,359,000 |
| Pretax income | 6,425,000 | 10,684,000 | 14,645,000 | 18,751,000 |
| Income tax | 2,127,000 | 3,504,000 | 4,634,000 | 5,956,000 |
| Net income | 4,298,000 | 7,180,000 | 10,011,000 | 12,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,177,000 | 85,144,000 | 88,024,000 | 90,944,000 |
| Total capital | 87,947,000 | 91,499,000 | 95,333,000 | 98,834,000 |
| Risk-weighted assets | 735,559,000 | 739,273,000 | 762,023,000 | 789,512,000 |