Call reports 2013
LEVEL ONE BANK — 2013
What LEVEL ONE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 518,835,000 | 565,224,000 | 595,978,000 | 618,292,000 |
| Total loans | 374,957,000 | 400,449,000 | 428,893,000 | 458,187,000 |
| Allowance for loan losses | 5,535,000 | 5,744,000 | 5,720,000 | 5,119,000 |
| Securities available for sale | 80,041,000 | 106,609,000 | 108,757,000 | 108,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,885,000 | 469,830,000 | 502,311,000 | 519,198,000 |
| Interest-bearing deposits | 324,022,000 | 352,129,000 | 374,273,000 | 381,760,000 |
| Noninterest-bearing deposits | 109,863,000 | 117,701,000 | 128,038,000 | 137,438,000 |
| Equity capital | 64,065,000 | 63,329,000 | 63,739,000 | 64,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,670,000 | 11,812,000 | 18,491,000 | 24,992,000 |
| Interest expense | 573,000 | 1,093,000 | 1,664,000 | 2,265,000 |
| Net interest income | 5,097,000 | 10,719,000 | 16,827,000 | 22,727,000 |
| Noninterest income | 1,219,000 | 2,104,000 | 2,747,000 | 3,123,000 |
| Noninterest expense | 4,852,000 | 9,700,000 | 14,450,000 | 19,585,000 |
| Provision for loan losses | 834,000 | 1,106,000 | 1,107,000 | 574,000 |
| Pretax income | 678,000 | 2,167,000 | 4,167,000 | 5,845,000 |
| Income tax | 210,000 | 689,000 | 1,330,000 | 1,789,000 |
| Net income | 468,000 | 1,478,000 | 2,837,000 | 4,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,387,000 | 64,443,000 | 65,854,000 | 67,115,000 |
| Total capital | 68,165,000 | 69,498,000 | 71,396,000 | 72,234,000 |
| Risk-weighted assets | 381,516,000 | 403,730,000 | 443,217,000 | 474,359,000 |