Call reports 2012
LEVEL ONE BANK — 2012
What LEVEL ONE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 447,343,000 | 469,535,000 | 506,319,000 | 495,355,000 |
| Total loans | 319,152,000 | 333,483,000 | 342,751,000 | 356,507,000 |
| Allowance for loan losses | 3,920,000 | 4,465,000 | 4,868,000 | 5,011,000 |
| Securities available for sale | 52,193,000 | 69,394,000 | 67,882,000 | 74,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,676,000 | 385,687,000 | 422,952,000 | 410,231,000 |
| Interest-bearing deposits | 305,098,000 | 313,437,000 | 321,625,000 | 298,491,000 |
| Noninterest-bearing deposits | 65,578,000 | 72,250,000 | 101,327,000 | 111,740,000 |
| Equity capital | 59,224,000 | 61,356,000 | 62,426,000 | 63,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,143,000 | 12,687,000 | 18,571,000 | 25,729,000 |
| Interest expense | 721,000 | 1,412,000 | 2,124,000 | 2,776,000 |
| Net interest income | 4,422,000 | 11,275,000 | 16,447,000 | 22,953,000 |
| Noninterest income | 1,300,000 | 1,887,000 | 3,064,000 | 3,886,000 |
| Noninterest expense | 4,081,000 | 8,390,000 | 12,874,000 | 17,598,000 |
| Provision for loan losses | 99,000 | 712,000 | 1,394,000 | 1,854,000 |
| Pretax income | 1,519,000 | 4,461,000 | 5,934,000 | 8,118,000 |
| Income tax | 502,000 | 1,487,000 | 1,971,000 | 2,686,000 |
| Net income | 1,017,000 | 2,974,000 | 3,963,000 | 5,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,320,000 | 60,325,000 | 61,362,000 | 62,879,000 |
| Total capital | 61,744,000 | 64,145,000 | 65,396,000 | 67,309,000 |
| Risk-weighted assets | 273,441,000 | 304,924,000 | 321,851,000 | 353,791,000 |