Call reports 2010
LEVEL ONE BANK — 2010
What LEVEL ONE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 178,231,000 | 192,858,000 | 211,726,000 | 421,372,000 |
| Total loans | 124,566,000 | 137,307,000 | 144,245,000 | 292,675,000 |
| Allowance for loan losses | 1,585,000 | 1,845,000 | 1,874,000 | 1,990,000 |
| Securities available for sale | 25,685,000 | 35,195,000 | 39,568,000 | 50,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,187,000 | 166,864,000 | 185,201,000 | 352,575,000 |
| Interest-bearing deposits | 136,134,000 | 135,289,000 | 146,391,000 | 311,414,000 |
| Noninterest-bearing deposits | 23,053,000 | 31,575,000 | 38,810,000 | 41,161,000 |
| Equity capital | 18,115,000 | 22,684,000 | 22,964,000 | 41,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,110,000 | 4,335,000 | 6,830,000 | 10,478,000 |
| Interest expense | 495,000 | 971,000 | 1,432,000 | 2,027,000 |
| Net interest income | 1,615,000 | 3,364,000 | 5,398,000 | 8,451,000 |
| Noninterest income | 125,000 | 455,000 | 880,000 | 3,840,000 |
| Noninterest expense | 1,426,000 | 2,980,000 | 4,521,000 | 6,578,000 |
| Provision for loan losses | 95,000 | 437,000 | 613,000 | 728,000 |
| Pretax income | 270,000 | 596,000 | 1,322,000 | 5,284,000 |
| Income tax | -1,669,000 | -1,558,000 | -1,021,000 | 310,000 |
| Net income | 1,939,000 | 2,154,000 | 2,343,000 | 4,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,069,000 | 20,674,000 | 21,578,000 | 41,283,000 |
| Total capital | 17,654,000 | 22,519,000 | 23,453,000 | 43,273,000 |
| Risk-weighted assets | 137,429,000 | 151,179,000 | 161,756,000 | 226,023,000 |