Call reports 2001
WESTWOOD HOMESTEAD SAVINGS BANK — 2001
What WESTWOOD HOMESTEAD SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 |
|---|---|
| Total assets | 159,302,000 |
| Total loans | 143,048,000 |
| Allowance for loan losses | 680,000 |
| Securities available for sale | 4,057,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 104,029,000 |
| Interest-bearing deposits | 101,330,000 |
| Noninterest-bearing deposits | 2,699,000 |
| Equity capital | 12,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 |
|---|---|
| Interest income | 3,316,000 |
| Interest expense | 2,093,000 |
| Net interest income | 1,223,000 |
| Noninterest income | 136,000 |
| Noninterest expense | 706,000 |
| Provision for loan losses | 12,000 |
| Pretax income | 641,000 |
| Income tax | 217,000 |
| Net income | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 |
|---|---|
| Tier 1 capital | 12,149,000 |
| Total capital | 12,829,000 |
| Risk-weighted assets | 94,690,000 |
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