Call reports 2010
FIRST GUARANTY BANK AND TRUST COMPANY OF JACKSONVILLE — 2010
What FIRST GUARANTY BANK AND TRUST COMPANY OF JACKSONVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 474,502,000 | 459,956,000 | 434,147,000 | 440,120,000 |
| Total loans | 344,486,000 | 338,362,000 | 326,136,000 | 320,183,000 |
| Allowance for loan losses | 14,929,000 | 16,610,000 | 16,251,000 | 17,831,000 |
| Securities available for sale | 35,132,000 | 39,939,000 | 30,729,000 | 36,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,014,000 | 410,012,000 | 394,345,000 | 405,679,000 |
| Interest-bearing deposits | 361,853,000 | 351,220,000 | 336,237,000 | 344,105,000 |
| Noninterest-bearing deposits | 64,161,000 | 58,792,000 | 58,108,000 | 61,574,000 |
| Equity capital | 26,581,000 | 22,775,000 | 17,115,000 | 12,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,563,000 | 8,874,000 | 13,163,000 | 16,777,000 |
| Interest expense | 2,299,000 | 4,448,000 | 6,475,000 | 8,405,000 |
| Net interest income | 2,264,000 | 4,426,000 | 6,688,000 | 8,372,000 |
| Noninterest income | 983,000 | 1,269,000 | 1,290,000 | 1,874,000 |
| Noninterest expense | 3,711,000 | 7,906,000 | 12,474,000 | 16,744,000 |
| Provision for loan losses | 1,652,000 | 3,935,000 | 7,010,000 | 8,844,000 |
| Pretax income | -2,112,000 | -6,142,000 | -11,489,000 | -15,325,000 |
| Income tax | 0 | 0 | 409,000 | 409,000 |
| Net income | -2,112,000 | -6,142,000 | -11,898,000 | -15,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,025,000 | 21,996,000 | 16,239,000 | 12,403,000 |
| Total capital | 30,510,000 | 26,436,000 | 20,558,000 | 16,642,000 |
| Risk-weighted assets | 348,325,000 | 343,003,000 | 333,600,000 | 325,549,000 |