Call reports 2009
FIRST GUARANTY BANK AND TRUST COMPANY OF JACKSONVILLE — 2009
What FIRST GUARANTY BANK AND TRUST COMPANY OF JACKSONVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 478,280,000 | 462,818,000 | 449,724,000 | 433,938,000 |
| Total loans | 377,152,000 | 374,714,000 | 369,187,000 | 349,837,000 |
| Allowance for loan losses | 9,918,000 | 10,194,000 | 10,006,000 | 13,295,000 |
| Securities available for sale | 0 | 0 | 0 | 31,936,000 |
| Securities held to maturity | 39,222,000 | 35,692,000 | 34,188,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,912,000 | 396,818,000 | 384,864,000 | 383,538,000 |
| Interest-bearing deposits | 358,287,000 | 341,639,000 | 330,913,000 | 335,494,000 |
| Noninterest-bearing deposits | 53,625,000 | 55,179,000 | 53,951,000 | 48,044,000 |
| Equity capital | 44,231,000 | 43,538,000 | 42,676,000 | 28,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,101,000 | 12,054,000 | 17,690,000 | 22,165,000 |
| Interest expense | 2,996,000 | 5,815,000 | 8,427,000 | 10,804,000 |
| Net interest income | 3,105,000 | 6,239,000 | 9,263,000 | 11,361,000 |
| Noninterest income | 872,000 | 1,541,000 | 2,341,000 | 3,055,000 |
| Noninterest expense | 3,563,000 | 7,692,000 | 11,561,000 | 15,893,000 |
| Provision for loan losses | 2,059,000 | 2,936,000 | 4,236,000 | 17,249,000 |
| Pretax income | -1,645,000 | -2,773,000 | -4,118,000 | -18,651,000 |
| Income tax | -630,000 | -1,065,000 | -1,548,000 | -1,542,000 |
| Net income | -1,015,000 | -1,708,000 | -2,570,000 | -17,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,011,000 | 39,884,000 | 38,722,000 | 28,137,000 |
| Total capital | 45,905,000 | 44,738,000 | 43,491,000 | 32,664,000 |
| Risk-weighted assets | 386,461,000 | 382,988,000 | 376,274,000 | 353,392,000 |