Call reports 2001
FIRST GUARANTY BANK AND TRUST COMPANY OF JACKSONVILLE — 2001
What FIRST GUARANTY BANK AND TRUST COMPANY OF JACKSONVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 233,702,000 | 237,537,000 | 240,537,000 | 247,013,000 |
| Total loans | 126,322,000 | 135,878,000 | 140,321,000 | 143,816,000 |
| Allowance for loan losses | 658,000 | 684,000 | 697,000 | 744,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 65,539,000 | 72,983,000 | 66,688,000 | 77,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,242,000 | 202,915,000 | 204,969,000 | 211,559,000 |
| Interest-bearing deposits | 163,191,000 | 166,714,000 | 195,569,000 | 201,129,000 |
| Noninterest-bearing deposits | 36,051,000 | 36,201,000 | 9,400,000 | 10,430,000 |
| Equity capital | 33,054,000 | 33,483,000 | 34,183,000 | 34,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,160,000 | 8,153,000 | 12,091,000 | 16,010,000 |
| Interest expense | 1,647,000 | 3,285,000 | 4,869,000 | 6,154,000 |
| Net interest income | 2,513,000 | 4,868,000 | 7,222,000 | 9,856,000 |
| Noninterest income | 620,000 | 1,230,000 | 1,813,000 | 2,734,000 |
| Noninterest expense | 1,873,000 | 3,735,000 | 5,605,000 | 7,666,000 |
| Provision for loan losses | 9,000 | 30,000 | 60,000 | 152,000 |
| Pretax income | 1,251,000 | 2,333,000 | 3,370,000 | 4,772,000 |
| Income tax | 411,000 | 772,000 | 1,110,000 | 1,497,000 |
| Net income | 840,000 | 1,561,000 | 2,260,000 | 3,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,054,000 | 33,483,000 | 34,183,000 | 34,742,000 |
| Total capital | 33,712,000 | 34,167,000 | 34,880,000 | 35,486,000 |
| Risk-weighted assets | 135,160,000 | 141,727,000 | 146,884,000 | 151,658,000 |