Call reports 2009
FIRST NATIONAL BANK OF MUSKOGEE — 2009
What FIRST NATIONAL BANK OF MUSKOGEE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 153,626,000 | 141,828,000 | 141,441,000 | 144,786,000 |
| Total loans | 114,930,000 | 116,445,000 | 115,526,000 | 118,627,000 |
| Allowance for loan losses | 1,128,000 | 1,353,000 | 1,280,000 | 1,160,000 |
| Securities available for sale | 19,566,000 | 18,217,000 | 17,079,000 | 16,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,358,000 | 123,292,000 | 124,429,000 | 124,420,000 |
| Interest-bearing deposits | 111,036,000 | 98,917,000 | 97,619,000 | 96,593,000 |
| Noninterest-bearing deposits | 28,322,000 | 24,375,000 | 26,810,000 | 27,826,000 |
| Equity capital | 11,381,000 | 11,545,000 | 12,289,000 | 12,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,867,000 | 3,700,000 | 5,516,000 | 7,343,000 |
| Interest expense | 500,000 | 914,000 | 1,286,000 | 1,613,000 |
| Net interest income | 1,367,000 | 2,786,000 | 4,230,000 | 5,730,000 |
| Noninterest income | 390,000 | 862,000 | 1,437,000 | 1,973,000 |
| Noninterest expense | 1,144,000 | 2,292,000 | 3,597,000 | 4,978,000 |
| Provision for loan losses | 113,000 | 376,000 | 496,000 | 717,000 |
| Pretax income | 500,000 | 980,000 | 1,604,000 | 2,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 500,000 | 980,000 | 1,604,000 | 2,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,738,000 | 10,918,000 | 11,542,000 | 11,378,000 |
| Total capital | 11,866,000 | 12,271,000 | 12,822,000 | 12,537,000 |
| Risk-weighted assets | 117,679,000 | 120,401,000 | 123,934,000 | 124,520,000 |