Call reports 2008
FIRST NATIONAL BANK OF MUSKOGEE — 2008
What FIRST NATIONAL BANK OF MUSKOGEE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 140,314,000 | 139,121,000 | 132,123,000 | 142,804,000 |
| Total loans | 87,765,000 | 95,494,000 | 102,197,000 | 109,081,000 |
| Allowance for loan losses | 890,000 | 1,003,000 | 1,048,000 | 1,032,000 |
| Securities available for sale | 27,347,000 | 24,647,000 | 21,696,000 | 20,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,475,000 | 129,158,000 | 121,234,000 | 129,444,000 |
| Interest-bearing deposits | 98,490,000 | 106,725,000 | 98,053,000 | 107,295,000 |
| Noninterest-bearing deposits | 31,985,000 | 22,433,000 | 23,181,000 | 22,150,000 |
| Equity capital | 9,655,000 | 9,734,000 | 10,394,000 | 11,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,954,000 | 3,910,000 | 5,853,000 | 7,738,000 |
| Interest expense | 755,000 | 1,440,000 | 2,080,000 | 2,637,000 |
| Net interest income | 1,199,000 | 2,470,000 | 3,773,000 | 5,101,000 |
| Noninterest income | 397,000 | 968,000 | 1,487,000 | 1,971,000 |
| Noninterest expense | 1,153,000 | 2,280,000 | 3,509,000 | 4,682,000 |
| Provision for loan losses | 4,000 | 120,000 | 202,000 | 358,000 |
| Pretax income | 439,000 | 1,038,000 | 1,568,000 | 2,198,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 439,000 | 1,038,000 | 1,568,000 | 2,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,129,000 | 9,728,000 | 10,008,000 | 10,638,000 |
| Total capital | 10,019,000 | 10,730,000 | 11,056,000 | 11,670,000 |
| Risk-weighted assets | 97,268,000 | 103,091,000 | 106,831,000 | 115,781,000 |