Call reports 2007
FIRST NATIONAL BANK OF MUSKOGEE — 2007
What FIRST NATIONAL BANK OF MUSKOGEE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 115,462,000 | 114,849,000 | 112,687,000 | 127,925,000 |
| Total loans | 71,846,000 | 73,170,000 | 73,081,000 | 85,314,000 |
| Allowance for loan losses | 649,000 | 689,000 | 695,000 | 907,000 |
| Securities available for sale | 26,448,000 | 27,908,000 | 26,052,000 | 28,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,343,000 | 106,935,000 | 104,341,000 | 118,866,000 |
| Interest-bearing deposits | 85,607,000 | 86,307,000 | 82,324,000 | 90,164,000 |
| Noninterest-bearing deposits | 21,735,000 | 20,628,000 | 22,017,000 | 28,702,000 |
| Equity capital | 7,924,000 | 7,672,000 | 8,057,000 | 8,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,919,000 | 3,900,000 | 5,911,000 | 7,975,000 |
| Interest expense | 826,000 | 1,668,000 | 2,496,000 | 3,296,000 |
| Net interest income | 1,093,000 | 2,232,000 | 3,415,000 | 4,679,000 |
| Noninterest income | 419,000 | 924,000 | 1,300,000 | 1,705,000 |
| Noninterest expense | 984,000 | 1,987,000 | 3,050,000 | 4,073,000 |
| Provision for loan losses | 10,000 | 51,000 | 52,000 | 263,000 |
| Pretax income | 518,000 | 1,118,000 | 1,613,000 | 2,032,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 518,000 | 1,118,000 | 1,613,000 | 2,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,111,000 | 8,276,000 | 8,271,000 | 8,690,000 |
| Total capital | 8,760,000 | 8,965,000 | 8,966,000 | 9,597,000 |
| Risk-weighted assets | 87,332,000 | 82,831,000 | 82,788,000 | 93,011,000 |