Call reports 2006
FIRST NATIONAL BANK OF MUSKOGEE — 2006
What FIRST NATIONAL BANK OF MUSKOGEE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 116,619,000 | 118,670,000 | 122,364,000 | 115,375,000 |
| Total loans | 70,508,000 | 71,156,000 | 68,924,000 | 72,188,000 |
| Allowance for loan losses | 648,000 | 655,000 | 653,000 | 643,000 |
| Securities available for sale | 30,424,000 | 27,194,000 | 28,539,000 | 30,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,936,000 | 111,102,000 | 114,533,000 | 107,314,000 |
| Interest-bearing deposits | 85,146,000 | 86,352,000 | 88,706,000 | 85,434,000 |
| Noninterest-bearing deposits | 23,790,000 | 24,750,000 | 25,827,000 | 21,880,000 |
| Equity capital | 7,510,000 | 7,354,000 | 7,537,000 | 7,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,729,000 | 3,568,000 | 5,397,000 | 7,349,000 |
| Interest expense | 653,000 | 1,366,000 | 2,099,000 | 2,937,000 |
| Net interest income | 1,076,000 | 2,202,000 | 3,298,000 | 4,412,000 |
| Noninterest income | 290,000 | 768,000 | 1,271,000 | 1,795,000 |
| Noninterest expense | 881,000 | 1,878,000 | 2,897,000 | 3,958,000 |
| Provision for loan losses | 12,000 | 15,000 | 13,000 | 74,000 |
| Pretax income | 473,000 | 1,077,000 | 1,659,000 | 2,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 473,000 | 1,077,000 | 1,659,000 | 2,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,061,000 | 8,164,000 | 8,046,000 | 8,064,000 |
| Total capital | 8,709,000 | 8,819,000 | 8,699,000 | 8,707,000 |
| Risk-weighted assets | 81,603,000 | 83,063,000 | 79,921,000 | 80,301,000 |