Call reports 2005
FIRST NATIONAL BANK OF MUSKOGEE — 2005
What FIRST NATIONAL BANK OF MUSKOGEE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 104,433,000 | 106,322,000 | 108,278,000 | 112,305,000 |
| Total loans | 64,053,000 | 63,046,000 | 67,645,000 | 72,095,000 |
| Allowance for loan losses | 590,000 | 592,000 | 616,000 | 636,000 |
| Securities available for sale | 30,926,000 | 29,697,000 | 31,034,000 | 29,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,225,000 | 97,940,000 | 99,701,000 | 104,570,000 |
| Interest-bearing deposits | 78,651,000 | 78,275,000 | 78,217,000 | 82,031,000 |
| Noninterest-bearing deposits | 17,574,000 | 19,665,000 | 21,484,000 | 22,539,000 |
| Equity capital | 7,729,000 | 8,190,000 | 8,328,000 | 7,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,674,000 | 4,124,000 | 5,704,000 |
| Interest expense | 359,000 | 775,000 | 1,233,000 | 1,770,000 |
| Net interest income | 923,000 | 1,899,000 | 2,891,000 | 3,934,000 |
| Noninterest income | 207,000 | 597,000 | 966,000 | 1,322,000 |
| Noninterest expense | 812,000 | 1,696,000 | 2,619,000 | 3,574,000 |
| Provision for loan losses | 11,000 | 57,000 | 111,000 | 142,000 |
| Pretax income | 307,000 | 743,000 | 1,127,000 | 1,540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 743,000 | 1,127,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,977,000 | 8,276,000 | 8,499,000 | 7,988,000 |
| Total capital | 8,567,000 | 8,868,000 | 9,115,000 | 8,624,000 |
| Risk-weighted assets | 70,782,000 | 73,294,000 | 77,813,000 | 82,252,000 |