Call reports 2004
FIRST NATIONAL BANK OF MUSKOGEE — 2004
What FIRST NATIONAL BANK OF MUSKOGEE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 93,674,000 | 95,588,000 | 97,144,000 | 101,812,000 |
| Total loans | 51,873,000 | 57,542,000 | 59,579,000 | 59,792,000 |
| Allowance for loan losses | 505,000 | 550,000 | 581,000 | 580,000 |
| Securities available for sale | 34,664,000 | 31,889,000 | 30,806,000 | 29,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,815,000 | 83,062,000 | 88,421,000 | 93,950,000 |
| Interest-bearing deposits | 70,483,000 | 66,433,000 | 72,463,000 | 76,068,000 |
| Noninterest-bearing deposits | 14,332,000 | 16,629,000 | 15,958,000 | 17,882,000 |
| Equity capital | 7,902,000 | 7,571,000 | 8,071,000 | 7,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,080,000 | 3,228,000 | 4,453,000 |
| Interest expense | 212,000 | 424,000 | 664,000 | 940,000 |
| Net interest income | 824,000 | 1,656,000 | 2,564,000 | 3,513,000 |
| Noninterest income | 130,000 | 280,000 | 456,000 | 607,000 |
| Noninterest expense | 632,000 | 1,316,000 | 2,003,000 | 2,769,000 |
| Provision for loan losses | 47,000 | 107,000 | 139,000 | 146,000 |
| Pretax income | 354,000 | 592,000 | 957,000 | 1,284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 354,000 | 592,000 | 957,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,641,000 | 8,137,000 | 8,073,000 | 7,795,000 |
| Total capital | 8,146,000 | 8,687,000 | 8,654,000 | 8,375,000 |
| Risk-weighted assets | 59,655,000 | 63,971,000 | 66,152,000 | 65,682,000 |