Call reports 2003
FIRST NATIONAL BANK OF MUSKOGEE — 2003
What FIRST NATIONAL BANK OF MUSKOGEE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 80,716,000 | 79,572,000 | 85,576,000 | 89,405,000 |
| Total loans | 42,816,000 | 45,541,000 | 49,970,000 | 48,859,000 |
| Allowance for loan losses | 391,000 | 429,000 | 473,000 | 466,000 |
| Securities available for sale | 31,981,000 | 25,126,000 | 25,742,000 | 32,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,486,000 | 72,349,000 | 78,380,000 | 81,872,000 |
| Interest-bearing deposits | 61,475,000 | 60,016,000 | 64,216,000 | 66,921,000 |
| Noninterest-bearing deposits | 11,011,000 | 12,333,000 | 14,164,000 | 14,951,000 |
| Equity capital | 7,014,000 | 7,103,000 | 7,055,000 | 7,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,783,000 | 2,670,000 | 3,625,000 |
| Interest expense | 323,000 | 617,000 | 860,000 | 1,065,000 |
| Net interest income | 560,000 | 1,166,000 | 1,810,000 | 2,560,000 |
| Noninterest income | 137,000 | 315,000 | 467,000 | 622,000 |
| Noninterest expense | 517,000 | 1,067,000 | 1,669,000 | 2,281,000 |
| Provision for loan losses | 47,000 | 85,000 | 132,000 | 140,000 |
| Pretax income | 133,000 | 329,000 | 469,000 | 755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 329,000 | 469,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,664,000 | 6,860,000 | 7,002,000 | 7,287,000 |
| Total capital | 7,055,000 | 7,289,000 | 7,475,000 | 7,753,000 |
| Risk-weighted assets | 52,351,000 | 57,358,000 | 56,985,000 | 59,580,000 |