Call reports 2002
FIRST NATIONAL BANK OF MUSKOGEE — 2002
What FIRST NATIONAL BANK OF MUSKOGEE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 60,367,000 | 70,825,000 | 79,893,000 | 76,555,000 |
| Total loans | 19,433,000 | 25,193,000 | 30,358,000 | 39,548,000 |
| Allowance for loan losses | 189,000 | 235,000 | 258,000 | 344,000 |
| Securities available for sale | 25,695,000 | 34,513,000 | 38,074,000 | 31,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,903,000 | 64,753,000 | 72,556,000 | 69,386,000 |
| Interest-bearing deposits | 48,650,000 | 56,023,000 | 64,434,000 | 59,299,000 |
| Noninterest-bearing deposits | 6,254,000 | 8,730,000 | 8,122,000 | 10,087,000 |
| Equity capital | 5,368,000 | 5,926,000 | 7,130,000 | 7,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,362,000 | 2,239,000 | 3,158,000 |
| Interest expense | 287,000 | 660,000 | 1,080,000 | 1,471,000 |
| Net interest income | 317,000 | 702,000 | 1,159,000 | 1,687,000 |
| Noninterest income | 45,000 | 106,000 | 186,000 | 298,000 |
| Noninterest expense | 507,000 | 995,000 | 1,575,000 | 2,128,000 |
| Provision for loan losses | 51,000 | 98,000 | 120,000 | 208,000 |
| Pretax income | -196,000 | -285,000 | -350,000 | -294,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -196,000 | -285,000 | -350,000 | -294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,669,000 | 5,581,000 | 6,466,000 | 6,532,000 |
| Total capital | 5,858,000 | 5,816,000 | 6,724,000 | 6,876,000 |
| Risk-weighted assets | 27,960,000 | 33,872,000 | 41,728,000 | 50,424,000 |