Call reports 2003
UNITED PRAIRIE BANK - SPICER — 2003
What UNITED PRAIRIE BANK - SPICER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,840,000 | 51,902,000 | 55,061,000 | 55,216,000 |
| Total loans | 37,600,000 | 39,289,000 | 41,684,000 | 41,404,000 |
| Allowance for loan losses | 702,000 | 711,000 | 720,000 | 729,000 |
| Securities available for sale | 9,012,000 | 7,429,000 | 7,629,000 | 8,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,244,000 | 43,937,000 | 44,027,000 | 46,884,000 |
| Interest-bearing deposits | 41,191,000 | 40,723,000 | 40,184,000 | 43,358,000 |
| Noninterest-bearing deposits | 3,053,000 | 3,214,000 | 3,843,000 | 3,526,000 |
| Equity capital | 5,096,000 | 5,364,000 | 5,460,000 | 5,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 806,000 | 1,666,000 | 2,471,000 | 3,260,000 |
| Interest expense | 257,000 | 505,000 | 740,000 | 971,000 |
| Net interest income | 549,000 | 1,161,000 | 1,731,000 | 2,289,000 |
| Noninterest income | 62,000 | 119,000 | 175,000 | 274,000 |
| Noninterest expense | 339,000 | 676,000 | 1,015,000 | 1,406,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 263,000 | 586,000 | 864,000 | 1,121,000 |
| Income tax | 78,000 | 184,000 | 270,000 | 348,000 |
| Net income | 185,000 | 402,000 | 594,000 | 773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,095,000 | 4,311,000 | 4,504,000 | 4,682,000 |
| Total capital | 4,491,000 | 4,694,000 | 4,955,000 | 5,128,000 |
| Risk-weighted assets | 41,284,000 | 40,400,000 | 45,388,000 | 44,934,000 |
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