Call reports 2002
UNITED PRAIRIE BANK - SPICER — 2002
What UNITED PRAIRIE BANK - SPICER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,651,000 | 50,432,000 | 51,729,000 | 54,081,000 |
| Total loans | 35,981,000 | 35,001,000 | 37,251,000 | 36,867,000 |
| Allowance for loan losses | 686,000 | 689,000 | 689,000 | 693,000 |
| Securities available for sale | 10,685,000 | 9,071,000 | 8,445,000 | 8,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,841,000 | 43,060,000 | 43,982,000 | 46,134,000 |
| Interest-bearing deposits | 40,571,000 | 39,592,000 | 40,152,000 | 41,893,000 |
| Noninterest-bearing deposits | 3,270,000 | 3,468,000 | 3,830,000 | 4,241,000 |
| Equity capital | 4,469,000 | 4,827,000 | 5,084,000 | 5,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,674,000 | 2,492,000 | 3,320,000 |
| Interest expense | 372,000 | 713,000 | 1,011,000 | 1,302,000 |
| Net interest income | 476,000 | 961,000 | 1,481,000 | 2,018,000 |
| Noninterest income | 52,000 | 110,000 | 165,000 | 258,000 |
| Noninterest expense | 290,000 | 563,000 | 859,000 | 1,247,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 235,000 | 502,000 | 778,000 | 1,017,000 |
| Income tax | 72,000 | 154,000 | 242,000 | 315,000 |
| Net income | 163,000 | 348,000 | 536,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,691,000 | 3,876,000 | 4,064,000 | 4,230,000 |
| Total capital | 4,182,000 | 4,235,000 | 4,581,000 | 4,748,000 |
| Risk-weighted assets | 39,553,000 | 38,233,000 | 41,160,000 | 40,662,000 |