Call reports 2025
TOWN & COUNTRY BANK — 2025
What TOWN & COUNTRY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 198,379,000 | 209,764,000 | 212,647,000 | 231,855,000 |
| Total loans | 153,625,000 | 156,822,000 | 166,505,000 | 165,453,000 |
| Allowance for loan losses | 2,252,000 | 2,252,000 | 2,252,000 | 2,252,000 |
| Securities available for sale | 20,774,000 | 18,430,000 | 16,179,000 | 14,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,436,000 | 179,343,000 | 180,501,000 | 202,384,000 |
| Interest-bearing deposits | 97,991,000 | 92,652,000 | 97,670,000 | 110,924,000 |
| Noninterest-bearing deposits | 71,445,000 | 86,691,000 | 82,831,000 | 91,460,000 |
| Equity capital | 28,613,000 | 29,991,000 | 31,598,000 | 28,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,687,000 | 5,575,000 | 8,737,000 | 11,907,000 |
| Interest expense | 530,000 | 1,115,000 | 1,737,000 | 2,434,000 |
| Net interest income | 2,157,000 | 4,460,000 | 7,000,000 | 9,473,000 |
| Noninterest income | 22,000 | 43,000 | 71,000 | 92,000 |
| Noninterest expense | 1,040,000 | 2,121,000 | 3,315,000 | 4,663,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,139,000 | 2,382,000 | 3,756,000 | 4,902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,139,000 | 2,382,000 | 3,756,000 | 4,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,943,000 | 31,186,000 | 32,560,000 | 29,805,000 |