Call reports 2024
TOWN & COUNTRY BANK — 2024
What TOWN & COUNTRY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 186,928,000 | 182,059,000 | 185,302,000 | 183,124,000 |
| Total loans | 132,854,000 | 138,346,000 | 138,407,000 | 142,219,000 |
| Allowance for loan losses | 2,252,000 | 2,252,000 | 2,252,000 | 2,252,000 |
| Securities available for sale | 29,799,000 | 27,574,000 | 25,709,000 | 22,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,760,000 | 145,557,000 | 154,032,000 | 150,070,000 |
| Interest-bearing deposits | 79,944,000 | 77,758,000 | 80,895,000 | 83,567,000 |
| Noninterest-bearing deposits | 78,816,000 | 67,799,000 | 73,137,000 | 66,503,000 |
| Equity capital | 27,369,000 | 28,726,000 | 30,446,000 | 27,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,131,000 | 7,802,000 | 10,400,000 |
| Interest expense | 385,000 | 765,000 | 1,194,000 | 1,657,000 |
| Net interest income | 2,193,000 | 4,366,000 | 6,608,000 | 8,743,000 |
| Noninterest income | 24,000 | 48,000 | 73,000 | 97,000 |
| Noninterest expense | 1,109,000 | 2,176,000 | 3,315,000 | 4,444,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,108,000 | 2,238,000 | 3,366,000 | 4,396,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,108,000 | 2,238,000 | 3,366,000 | 4,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,516,000 | 30,645,000 | 31,773,000 | 28,803,000 |