Call reports 2023
TOWN & COUNTRY BANK — 2023
What TOWN & COUNTRY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 216,612,000 | 211,205,000 | 201,018,000 | 199,154,000 |
| Total loans | 121,051,000 | 121,397,000 | 131,027,000 | 127,126,000 |
| Allowance for loan losses | 2,072,000 | 2,192,000 | 2,252,000 | 2,252,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,703,000 | 39,274,000 | 36,845,000 | 34,397,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,402,000 | 180,843,000 | 169,537,000 | 169,924,000 |
| Interest-bearing deposits | 97,295,000 | 97,094,000 | 88,069,000 | 91,709,000 |
| Noninterest-bearing deposits | 90,107,000 | 83,749,000 | 81,468,000 | 78,215,000 |
| Equity capital | 28,329,000 | 29,479,000 | 30,690,000 | 28,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,448,000 | 5,068,000 | 7,701,000 | 10,270,000 |
| Interest expense | 349,000 | 687,000 | 1,049,000 | 1,427,000 |
| Net interest income | 2,099,000 | 4,381,000 | 6,652,000 | 8,843,000 |
| Noninterest income | 21,000 | 29,000 | 51,000 | 73,000 |
| Noninterest expense | 1,086,000 | 2,098,000 | 3,120,000 | 4,216,000 |
| Provision for loan losses | 0 | 120,000 | 180,000 | 180,000 |
| Pretax income | 1,034,000 | 2,184,000 | 3,395,000 | 4,512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,034,000 | 2,184,000 | 3,395,000 | 4,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,329,000 | 29,479,000 | 30,690,000 | 28,407,000 |