Call reports 2022
TOWN & COUNTRY BANK — 2022
What TOWN & COUNTRY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 300,832,000 | 258,600,000 | 251,726,000 | 233,517,000 |
| Total loans | 130,084,000 | 123,506,000 | 117,757,000 | 121,749,000 |
| Allowance for loan losses | 2,072,000 | 2,072,000 | 2,072,000 | 2,072,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,819,000 | 38,773,000 | 36,339,000 | 33,895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,309,000 | 228,293,000 | 220,401,000 | 205,243,000 |
| Interest-bearing deposits | 159,729,000 | 126,964,000 | 119,675,000 | 112,052,000 |
| Noninterest-bearing deposits | 111,580,000 | 101,329,000 | 100,726,000 | 93,191,000 |
| Equity capital | 28,579,000 | 29,380,000 | 30,432,000 | 27,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,655,000 | 5,995,000 | 8,671,000 |
| Interest expense | 103,000 | 203,000 | 299,000 | 512,000 |
| Net interest income | 1,585,000 | 3,452,000 | 5,696,000 | 8,159,000 |
| Noninterest income | 32,000 | 62,000 | 91,000 | 124,000 |
| Noninterest expense | 1,023,000 | 2,119,000 | 3,340,000 | 4,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 594,000 | 1,395,000 | 2,447,000 | 3,810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 594,000 | 1,395,000 | 2,447,000 | 3,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,579,000 | 29,380,000 | 30,432,000 | 27,295,000 |