Call reports 2021
TOWN & COUNTRY BANK — 2021
What TOWN & COUNTRY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 251,229,000 | 262,177,000 | 266,440,000 | 270,222,000 |
| Total loans | 148,122,000 | 141,197,000 | 129,544,000 | 122,167,000 |
| Allowance for loan losses | 2,472,000 | 2,472,000 | 2,472,000 | 2,072,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 16,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,794,000 | 235,847,000 | 238,907,000 | 241,279,000 |
| Interest-bearing deposits | 141,706,000 | 141,474,000 | 145,988,000 | 151,102,000 |
| Noninterest-bearing deposits | 84,088,000 | 94,373,000 | 92,919,000 | 90,177,000 |
| Equity capital | 25,125,000 | 25,933,000 | 27,200,000 | 27,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,736,000 | 6,133,000 | 8,093,000 |
| Interest expense | 111,000 | 218,000 | 321,000 | 429,000 |
| Net interest income | 1,687,000 | 3,518,000 | 5,812,000 | 7,664,000 |
| Noninterest income | -5,000 | 35,000 | 74,000 | 243,000 |
| Noninterest expense | 965,000 | 2,028,000 | 3,094,000 | 4,255,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,925,000 |
| Pretax income | 717,000 | 1,525,000 | 2,792,000 | 5,577,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 717,000 | 1,525,000 | 2,792,000 | 5,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,125,000 | 25,933,000 | 27,200,000 | 27,985,000 |