Call reports 2020
TOWN & COUNTRY BANK — 2020
What TOWN & COUNTRY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 192,245,000 | 218,513,000 | 244,595,000 | 246,489,000 |
| Total loans | 126,382,000 | 152,700,000 | 150,482,000 | 143,042,000 |
| Allowance for loan losses | 1,997,000 | 2,497,000 | 2,497,000 | 2,472,000 |
| Securities available for sale | 114,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,669,000 | 185,117,000 | 210,453,000 | 221,731,000 |
| Interest-bearing deposits | 107,078,000 | 111,943,000 | 133,131,000 | 140,307,000 |
| Noninterest-bearing deposits | 62,591,000 | 73,174,000 | 77,322,000 | 81,424,000 |
| Equity capital | 22,283,000 | 23,080,000 | 23,824,000 | 24,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,974,000 | 4,626,000 | 6,521,000 | 8,235,000 |
| Interest expense | 215,000 | 379,000 | 549,000 | 688,000 |
| Net interest income | 1,759,000 | 4,247,000 | 5,972,000 | 7,547,000 |
| Noninterest income | 43,000 | 100,000 | 136,000 | 188,000 |
| Noninterest expense | 1,004,000 | 2,250,000 | 3,268,000 | 4,311,000 |
| Provision for loan losses | 0 | 500,000 | 500,000 | 500,000 |
| Pretax income | 798,000 | 1,597,000 | 2,340,000 | 2,924,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 798,000 | 1,597,000 | 2,340,000 | 2,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,282,000 | 23,080,000 | 23,824,000 | 24,408,000 |