Call reports 2019
TOWN & COUNTRY BANK — 2019
What TOWN & COUNTRY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 162,935,000 | 166,557,000 | 163,117,000 | 173,727,000 |
| Total loans | 104,319,000 | 110,656,000 | 114,004,000 | 117,606,000 |
| Allowance for loan losses | 1,975,000 | 1,997,000 | 1,997,000 | 1,997,000 |
| Securities available for sale | 351,000 | 116,000 | 115,000 | 114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,434,000 | 144,280,000 | 139,931,000 | 151,994,000 |
| Interest-bearing deposits | 100,627,000 | 99,549,000 | 95,790,000 | 100,182,000 |
| Noninterest-bearing deposits | 40,807,000 | 44,731,000 | 44,141,000 | 51,812,000 |
| Equity capital | 21,224,000 | 22,018,000 | 22,836,000 | 21,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,045,000 | 4,022,000 | 5,989,000 | 7,881,000 |
| Interest expense | 247,000 | 505,000 | 762,000 | 1,018,000 |
| Net interest income | 1,798,000 | 3,517,000 | 5,227,000 | 6,863,000 |
| Noninterest income | 39,000 | 70,000 | 114,000 | 154,000 |
| Noninterest expense | 949,000 | 1,904,000 | 2,840,000 | 3,866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 888,000 | 1,683,000 | 2,501,000 | 3,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 888,000 | 1,683,000 | 2,501,000 | 3,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,221,000 | 22,015,000 | 22,834,000 | 21,484,000 |
| Total capital | 22,615,000 | 23,507,000 | 24,399,000 | 23,099,000 |
| Risk-weighted assets | 110,864,000 | 118,734,000 | 124,673,000 | 128,705,000 |